Privacy Policy for CashLoan - EMI Loan Calculator

 Last Updated: July 30, 2026

Welcome to CashLoan - EMI Loan Calculator ("we," "our," or "us"). We are committed to protecting your privacy and ensuring you have a positive experience when using our mobile application (the "App").

This Privacy Policy explains how we handle your information when you use our App. Please read this policy carefully.

1. Important Notice: Non-Lending Application

CashLoan - EMI Loan Calculator is purely a financial calculation, estimation, and educational tool.

  • We DO NOT issue, provide, grant, or extend loans, lines of credit, or cash advances.

  • We are NOT a bank, Non-Banking Financial Company (NBFC), Digital Money Lender (DML), or financial institution.

  • We DO NOT approve loans, collect credit scores, or connect users with third-party lenders, brokers, or banking services.

2. Information Collection and Use

We respect your personal privacy. CashLoan - EMI Loan Calculator operates as an offline utility tool and does NOT require users to register, create an account, or provide personal financial information.

  • No Personal Data Collected: We do not collect, store, or solicit personally identifiable information (PII) such as your full name, email address, physical address, phone number, national ID, or government-issued identification.

  • No Financial Data Collected: We do not collect bank account numbers, credit/debit card numbers, transaction histories, salary details, or bank credentials. All financial inputs (loan amount, interest rate, tenure) entered into the App remain locally on your device and are processed exclusively for real-time calculation purposes.

  • No Sensitive Device Permissions Required: We do not ask for or access sensitive device permissions such as your SMS logs, contacts list, phone calls, camera, precise location (GPS), or media gallery.

3. Log Data and Analytics

To maintain, improve, and optimize the App’s performance, stability, and user experience, the App may use standard third-party SDKs (such as Google Play Services or Firebase Analytics) that collect non-personally identifiable diagnostic information automatically.

This technical data may include:

  • Device model and hardware specifications

  • Operating system version (e.g., Android version)

  • App crashes, performance logs, and error reports

  • Anonymous usage statistics (e.g., session duration, feature navigation)

This data is strictly non-personal and is used solely to fix technical bugs and enhance overall app stability.

4. Third-Party Services and Advertisements

The App may utilize third-party services that may collect information used to identify your device anonymously for ad serving or diagnostic purposes.

Links to the privacy policies of third-party service providers used by the App:

5. Data Security

The security of your data is important to us. Because our App operates locally on your device without storing your loan calculation inputs on external servers or cloud databases, your financial calculation inputs remain private on your mobile device.

6. Children's Privacy

Our App is a general audience utility intended for adult financial planning. We do not knowingly collect personal information from children under the age of 13 (or under 16/18 depending on regional jurisdiction). If you are a parent or guardian and discover that your child has provided us with personal information, please contact us so we can take immediate corrective measures.

7. Changes to This Privacy Policy

We may update our Privacy Policy from time to time to reflect changes in legal requirements, app updates, or store policies. You are advised to review this page periodically for any changes. Any updates are effective immediately upon posting to this page.

8. Contact Us

If you have any questions, feedback, or concerns regarding this Privacy Policy or the App's practices, please contact us at:

  • App Name: CashLoan - EMI Loan Calculator

  • Support Email: thetrescommas@gmail.com